Cigna Therapist in Cape Coral & Fort Myers, FL
In-network Cigna and Evernorth Behavioral Health provider.
Living Well Counseling & Consulting is an in-network Cigna provider offering therapy to individuals, couples, families, and teens across Southwest Florida. If your health plan is through Cigna or Evernorth Behavioral Health, you can see one of our licensed counselors at in-network rates, reducing your out-of-pocket expenses significantly compared to seeing an out-of-network provider.
Cigna manages its behavioral health benefits through Evernorth, so you may see either name on your insurance card or benefits summary. Both are accepted at our practice. Whether you are dealing with anxiety, depression, relationship challenges, or trauma, our team provides evidence-based therapy tailored to your needs and covered by your Cigna plan.
Services Covered by Cigna
How to Use Your Cigna Benefits at Living Well
Starting therapy with your Cigna insurance is easy. Here is what the process looks like:
- Get in touch. Call (239) 940-7025 or complete our online contact form to schedule your first appointment.
- We handle verification. Our billing team contacts Cigna or Evernorth to confirm your behavioral health benefits, including copay amounts, deductible status, and any authorization requirements.
- Know your cost upfront. We communicate your expected out-of-pocket cost before your first session so you can make informed decisions about your care.
- Focus on your well-being. We file all claims directly with Cigna. Simply bring your insurance card and photo ID to your appointment.
How Cigna Mental Health Benefits Work
Cigna plans typically cover outpatient mental health counseling as part of your standard medical benefits. Most members have a copay per session, which usually ranges from $20 to $50 depending on your plan tier. If your plan includes a deductible, you may need to pay the full contracted rate for sessions until your deductible is met, after which your copay or coinsurance kicks in. Cigna plans are subject to the Mental Health Parity and Addiction Equity Act, which requires mental health benefits to be comparable to medical and surgical benefits in terms of cost-sharing and treatment limits.
Our Locations
Visit us at either of our two Southwest Florida offices or choose telehealth therapy from anywhere in Florida.
- Cape Coral: 618 SW 3rd St, Ste 110, Cape Coral, FL 33991
- Fort Myers: 12620 World Plaza Ln, Bldg 60, Unit 1, Fort Myers, FL
See all locations and directions.
Frequently Asked Questions
Yes. Living Well Counseling & Consulting is an in-network provider with Cigna and Evernorth Behavioral Health. Our licensed therapists are credentialed with Cigna to provide outpatient mental health services at in-network rates.
Evernorth Behavioral Health is Cigna's behavioral health management division. It handles mental health and substance use benefits for Cigna members. If your Cigna card references Evernorth, your coverage works the same way — we are in-network with both Cigna and Evernorth.
Your out-of-pocket cost depends on your specific Cigna plan. Most members pay a copay ranging from $20 to $50 per session. Some plans require you to meet a deductible first. We verify your exact benefits before your first appointment so you know your cost upfront.
Many Cigna plans cover couples and family therapy when one member of the couple or family has a diagnosable mental health condition. Coverage varies by plan, so we recommend calling our office to verify your specific benefits before scheduling.