Medicare Therapist in Cape Coral & Fort Myers, FL
Medicare-accepted licensed mental health counselors in Southwest Florida.
Living Well Counseling & Consulting accepts Original Medicare (Part B) for outpatient mental health therapy at our Cape Coral and Fort Myers offices. If you are a Medicare beneficiary looking for a licensed therapist in Southwest Florida, our team is here to provide compassionate, professional care at Medicare-approved rates.
Mental health is an essential part of overall well-being, and Medicare recognizes this by covering outpatient therapy for conditions such as depression, anxiety, grief, trauma, and adjustment disorders. Our licensed counselors are enrolled Medicare providers, which means we bill Medicare directly and you pay only your share of the cost. There is no limit on the number of medically necessary therapy sessions Medicare will cover.
Services Covered by Medicare
How to Use Your Medicare Benefits at Living Well
Starting therapy with Medicare at Living Well is simple:
- Call our office. Reach us at (239) 940-7025 or submit a contact form to schedule your first appointment.
- We confirm your Medicare enrollment. Our billing team verifies your Medicare Part B eligibility and checks whether you have a Medigap or Medicare Supplement policy that may reduce your out-of-pocket costs.
- We explain your cost. Before your first session, we walk you through what Medicare covers and what your remaining responsibility will be.
- Attend your appointment. Bring your Medicare card (red, white, and blue card) and a photo ID. We submit all claims to Medicare on your behalf.
Understanding Medicare Part B Coverage for Therapy
Medicare Part B covers outpatient mental health services, including individual therapy sessions with a licensed clinical social worker, licensed mental health counselor, or licensed marriage and family therapist. After you meet your annual Part B deductible, Medicare pays 80% of the Medicare-approved amount for each session. You are responsible for the remaining 20% coinsurance.
If you carry a Medigap (Medicare Supplement) policy, it may cover part or all of your 20% coinsurance, potentially reducing your cost to zero after the deductible. We recommend checking with your supplement plan or asking our team to help clarify your total expected cost.
Medicare Advantage Plans
Medicare Advantage (Part C) plans are offered by private insurers and have their own provider networks and cost-sharing rules. We accept some Medicare Advantage plans, but coverage varies. If you have a Medicare Advantage plan, please contact our office with your plan name and member ID, and we will verify whether we are in-network with your specific plan.
Our Locations
Visit us at either of our two Southwest Florida offices or choose telehealth therapy from anywhere in Florida.
- Cape Coral: 618 SW 3rd St, Ste 110, Cape Coral, FL 33991
- Fort Myers: 12620 World Plaza Ln, Bldg 60, Unit 1, Fort Myers, FL
See all locations and directions.
Frequently Asked Questions
Yes. Living Well Counseling & Consulting accepts Original Medicare (Part B) for outpatient mental health counseling. Our licensed therapists are enrolled Medicare providers, so your sessions are billed directly to Medicare.
After you meet your annual Part B deductible, Medicare covers 80% of the approved amount for outpatient mental health services. You are responsible for the remaining 20% coinsurance. If you have a Medigap (Medicare Supplement) policy, it may cover part or all of that 20%.
Medicare Advantage (Part C) plans are administered by private insurance companies, and each plan has its own provider network. We accept some Medicare Advantage plans but not all. Contact our office with your plan details and we will verify whether we are in-network with your specific Medicare Advantage plan.
Yes. Medicare covers telehealth mental health services, allowing you to attend therapy sessions from home through our secure video platform. The same Part B cost-sharing applies to telehealth visits as in-person sessions.